02 February 2023
Switch & Save loan at 6.6%APR*
Take back control of your finances.
Don't give up on your New Year's resolutions just yet!
Are you feeling the financial pressure or finding it difficult to manage multiple loans with multiple repayments? Consolidate your personal debts into one manageable payment with a Switch & Save loan from Affinity Credit Union.
What is a Switch & Save Loan?
Affinity Credit Union's Switch & Save loan can help you pay off existing credit cards, loans and other outstanding debts by consolidating them into one easy to manage loan.
This enables you to have one loan and one repayment with Affinity Credit Union.
- Interest rate 6.39% (6.6% APR*).
- Minimum Value €1,000. Maximum value €75,000.
- Minimum Term 3 months. Maximum term 10 years.
- Repayments to suit you - Weekly, Fortnightly or Monthly.
The Benefits of Borrowing with us
- Reduce your debt to one loan and one repayment
- You could lower your regular repayments and save with a lower interest rate**
- No fees or charges for early repayment
- Stress free and simple process
- We operate a free-to-member Life Insurance scheme covering our member's loan balances.
- Manage your finances anytime, anywhere with our online services and mobile app.
*Example: A loan of €10,000, at 6.6% APR, paid over 5 years costs €44.94 per week. Total cost of credit is €1,681.87. Terms & Conditions apply.Warning: If you do not meet the repayment on your loan, your account will go into arrears. This may affect your access to credit in the future.
**Warning: Consolidating your debt into one loan may work out more expensive if the term of the loan is extended.
Affinity Credit Union is regulated by the Central Bank of Ireland.
