New Loan Product: Covered Digital Loan at 3.9% APR*

We know it can take a long time to build up your savings, so when the time comes, why not take out a Covered Loan and keep your savings intact?
You can borrow up to the value of your savings at a Covered Loan rate.
If you are looking for cash in the office instantly, our standard Covered Loan rate is 5.12%APR*.

However, if you want to go digital, we have a new 𝐂𝐎𝐕𝐄𝐑𝐄𝐃 𝐃𝐈𝐆𝐈𝐓𝐀𝐋 loan rate at 3.9%APR*.

• You can apply from home.
• It's completely paperless.
• We will set up a direct debit for convenient repayments.
• We send the funds directly to your bank account (will be available in your bank within 1 working day of e-signing)

Apply online today - www.affinitycu.ie/Online-Loan-Application

Benefits of a Covered Loan:

• Build a credit record
• Free Loan Protection insurance
• Protect your Free Life Savings insurance
• No fuss, it's quick and easy
• Can be available instantly
• Flexible repayments terms to suit you
• Enjoy our lowest rates available

*Example: At an annual percentage rate (APR) rate of 5%, a loan of €2,000 would cost €87.76 per month over 2 years, with a total cost of credit of €106.09. At an APR of 3.9% a loan of €2,000 would cost €86.71 per month over 2 years, with a total cost of credit of €80.97. COVERED DIGITAL loans are not available on joint accounts. Other terms and conditions apply.
Please note: If you do not meet the repayments on your loan, your loan may go into arrears. This may affect your credit rating, which may limit your access to credit in the future.
Affinity Credit Union is regulated by the Central Bank of Ireland.