L.O. Home and Garden Loan

For a LIMITED TIME only Affinity Credit Union members can enjoy a discounted home renovations rate.

It may be for a kitchen or bathroom that needs renovation - new flooring, new windows, or even a fresh lick of paint.

Or perhaps your garden needs some love - new garden furniture, a barbeque, a patio or decking.

This discounted L.O. Home and Garden Loan rate at 5.95%APR* will be available until 30/04/2026.

EXAMPLE: A loan of €10,000 at a variable 5.95% annual percentage rate (APR) would cost €192.36 per month over 5 years. Cost of credit is €1,538.67. Total repayable is €11,538.67. Lending criteria and terms and conditions apply. L.O. (Limited Offer) Home and Garden rate available until 30/04/2026 when borrowing €2,000 or more, availing of the Connect Accounts option to submit your bank statements, using e-Signature at drawdown, with pay-out directly to your current account and repayments agreed to be made by direct debit or standing order.
Affinity Credit Union Limited is regulated by the Central Bank of Ireland.
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.