Our Story

Affinity Credit Union, or Cashel Credit Union as it was originally called, was launched in 1967. Through various transfers of engagements, Affinity Credit Union now offers VALUE-UP-FRONT to members in Ballymahon Co. Longford, Cashel Co. Tipperary, Limerick City South and Monaleen Co. Limerick.

Become a Member

The Credit Union Difference

Affinity Credit Union has a number of value statements

We act in the long-term interest of our borrowers and savers at all times.

We treat our members with dignity and respect in all of our engagements.

We adapt to change and manage it to our members’ long-term benefit.

We make common sense decisions.

We exercise ethical governance, management, operation and control.

as at 30 September 2023

Our Misson

Our Mission is to deliver relevant, efficient and quality services to meet the financial needs of our members.

Our Vision

Our Vision is to be valued by our members as an ethical, responsible and independent credit union that meets their key financial needs with dignity and fairness on a safe and sustainable basis.

Environmental, Social and Governance (ESG) at Affinity Credit Union

At Affinity Credit Union Limited, we are committed to promoting sustainable practices and having positive impacts in the communities we service. Our ESG statement reflects our dedication to building a resilient, inclusive, and responsible future for our members and the environment we share.

Read our full ESG statement here.

Reeling In Years

Affinity Credit Union is an amalgamation of a number of credit unions with a similar mission and values.


Cashel Credit Union was launched on 3rd November 1967.


The first Board of Monaleen Parish Credit Union was elected on 17th May 1968.


The meeting to establish St. Bernadette's Credit Union (Limerick) was held on 26th February 1969.


Ballymahon and District Credit Union held it's first meeting on 9th March 1988.


On 19th November 2014, the members of Cashel Credit Union Limited agreed a change of name to "Affinity Credit Union Limited".


On 29th September 2015, Monaleen Parish Credit Union Limited (MPCU) transferred its engagements to Affinity Credit Union Limited.


Ballymahon and District Credit Union Limited (BDCU) transferred its engagements to Affinity Credit Union Limited on 13th January 2016.


St. Bernadette's Credit Union Limited (SBCU) transferred its engagements to Affinity Credit Union Limited on 8th March 2017.

About Us FAQs

Have a question? Check below to see if it is answered in our Frequently Asked Questions.

What is a Credit Union?

A Credit Union is a financial services co-operative. They encourage financial inclusion and promote financial well-being to members of their communities by offering fair access to savings and low-cost loans. Credit Union’s differ from banks, in that they exist only to serve members – not to profit from their need.

Is the Credit Union an ethical choice for my savings and loan needs?

As not-for-profit financial institutions, Credit Unions are the ethical choice. Members savings and income generated are used to fund loans to other credit-worthy members within the community for productive purposes. The Credit Unions also promote social, cultural and education activities in the local community by providing financial assistance to local groups and clubs where possible.

How does Affinity Credit Union help my community?

As well as contributing to the financial well-being of our members through savings and loans, Affinity Credit Union also supports a huge range of community organisations and events.

We aim to make our community a better place by supporting good causes that seek our help. These range from local charities, schools, sport clubs, youth groups and tidy towns. This is all part of our not-for-profit ethos. We return money to our members by supporting the causes that are important to them.

Where does Affinity Credit Union operate?

We have offices in Ballymahon, Co. Longford, Cashel, Co. Tipperary, Limerick City and Monaleen, Co. Limerick. Affinity Credit Union can offer our services to people living, working or studying within these areas.

How can I join?

Visit our membership page for eligibility requirements and to apply for membership. View the Membership FAQs section for more info.

Member Testimonials

“I was trilled with the process! Amazed at how quickly the loan was approved and funds were in my bank account. Fully satisfied with the process from start to finish.”

“The online application with e-signature was ideal, I didn't even leave the house! It was so easy and straightforward and the loans officer was so helpful, keeping me updated as to the docume...”

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“I thought it was very very quick and very very straighforward. It was exactly what you would want. Nothing seemed too awkward and anytime I had a question, I had an answer straight away. The...”

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“We were delighted to be able to avail of a covered loan and keep our savings intact. The whole process was efficient and everything was explained thoroughly in detail.”