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Loan Calculator
We offer low cost loans tailored to suit you.
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6.5%
6.5%
6.5%
*APR = Annual Percentage Rate. All loans offered are at variable rates. The loan calculator is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Total cost of credit is total repayable minus amount borrowed. Loans are subject to approval. Terms and conditions apply. Whilst every care has been made in the production of this web page, Affinity Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Our Loans
At a glance
Personal Loans
For all the big and little things in life. Borrow €100 to €75,000 at rates from 6.2% to 9.4%APR.
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Auto Loan
Whether you are buying your first car or upgrading the family car, own you car from the start with a Auto Loan from Affinity.
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Business Loans
Borrowing for a business venture? We can offer an efficient business loan service with competitive rates from 5.8%APR.
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Student Loan
Back to School or Off to College? Spread the cost and borrow from €500 at 6.5% APR.
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Mobile Banking On-The-Go
- Secure Member Login
- Check your account balances On the Go
- Transfer funds between your own accounts
- Transfer funds to external accounts
- Apply for a loan securely, anytime, anywhere!
Latest News
![Member Notice - Year End 2025](/media/f40msfyj/copy-of-member-notice.jpg{"src":"/media/f40msfyj/copy-of-member-notice.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Member Notice - Year End 2025
To facilitate year-end processing our Online Banking, including Mobile App, services will be unavailable from 4pm on Monday 30th of September until 9am on Tuesday 1st of October.
Read More![Introducing: Offline Savings](/media/2nsn5qk4/offline-savings-website.jpg{"src":"/media/2nsn5qk4/offline-savings-website.jpg","focalPoint":{"left":0.40615507636387582,"top":0.51514258118782463},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Introducing: Offline Savings
With visibility restricted online and on the app, an Offline Savings account allows you to save out of sight. Remove the temptation for impulsive withdrawals and reach your savings goal sooner with our Offline Savings account.
Read More![ACU Sponsorship Castletroy Golf Club](/media/5tofnk55/img-20250731-wa0006.jpg{"src":"/media/5tofnk55/img-20250731-wa0006.jpg","focalPoint":{"left":0.49975425990862105,"top":0.44790708244799976},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":{"x1":0.0,"y1":0.12592592592592591,"x2":0.0,"y2":0.2074074074074074}},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
ACU Sponsorship Castletroy Golf Club
Affinity Credit Union were honoured to sponsor the July Medal Women's Competition at Castletroy Golf Club.
Read More![SEPA Instant roll-out update 30-06-2025](/media/jktldqj4/sepa-instant-newsletter.jpg{"src":"/media/jktldqj4/sepa-instant-newsletter.jpg","focalPoint":{"left":0.49882683318861193,"top":0.75545446333992983},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":{"x1":0.0,"y1":0.11111111111111111,"x2":0.0,"y2":0.0}}]})
SEPA Instant roll-out update 30-06-2025
SEPA Instant is a payments scheme that lets you send and receive euro payments in under 10 seconds 24/7, 365 days a year*. This is being rolled out on a phased basis in 2025. In September, we will be extending the SEPA instant service so that you can send instant transfer from your account also.
Read More![ACU Sponsorship Ballymahon Defibrillator Group](/media/aqfa5nmc/img-20250614-wa0000.jpg{"src":"/media/aqfa5nmc/img-20250614-wa0000.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
ACU Sponsorship Ballymahon Defibrillator Group
Affinity Credit Union is proudly supporting the Ballymahon Defibrillator Group's fundraising efforts.
Read More![ACU Sponsorship Cashel Arts Festival](/media/s4spvaaz/20250527-hand-over-photo.jpg{"src":"/media/s4spvaaz/20250527-hand-over-photo.jpg","focalPoint":{"left":0.494376883340508,"top":0.36952677871021283},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
ACU Sponsorship Cashel Arts Festival
Affinity Credit Union is delighted to come onboard as a sponsor for the Cashel Arts Festival again for 2025.
Read More![ACU Sponsorship Carrickedmond and Abbeyshrule Defibrillator Committee](/media/tbad0xjq/img-20250530-wa0004.jpg{"src":"/media/tbad0xjq/img-20250530-wa0004.jpg","focalPoint":{"left":0.57479048226242824,"top":0.49330731724505483},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
ACU Sponsorship Carrickedmond and Abbeyshrule Defibrillator Committee
Affinity Credit Union was delighted to be able to host and support Carrickedmond & Abbeyshrule Defibrillator Committee Coffee Morning fundraiser on Friday, May 30th.
Read More![Community First Aid Training - Monaleen 07052025](/media/urndk3r4/mpra-first-aid-training-at-acu-monaleen-1.jpg{"src":"/media/urndk3r4/mpra-first-aid-training-at-acu-monaleen-1.jpg","focalPoint":{"left":0.4935006634315125,"top":0.55320210627048738},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Community First Aid Training - Monaleen 07052025
We welcomed the Monaleen Park Residents' Association to join us for first aid training in the Monaleen branch yesterday.
Read More![May Day - Payment Delay](/media/qjlfrhnr/copy-of-member-notice.jpg{"src":"/media/qjlfrhnr/copy-of-member-notice.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
May Day - Payment Delay
We want to let you know that there will be no SEPA classic transfer payments processed on Thursday 1st May as it is the European May Day Bank Holiday.
Read More![Bank Transfers over Easter](/media/rmrnnko1/copy-of-member-notice.jpg{"src":"/media/rmrnnko1/copy-of-member-notice.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Bank Transfers over Easter
Transfers made after 12pm on Thursday, 17th April may not reach the destination account until Tuesday, 22nd of April.
Read More
