Loan Calculator
We offer low cost loans tailored to suit you.
Maximum Loan Term :
6.5%
6.5%
6.5%
*APR = Annual Percentage Rate. All loans offered are at variable rates. The loan calculator is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing. Total cost of credit is total repayable minus amount borrowed. Loans are subject to approval. Terms and conditions apply. Whilst every care has been made in the production of this web page, Affinity Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Our Loans
At a glance
Personal Loans
For all the big and little things in life. Borrow €100 to €75,000 at rates from 6.2% to 9.4%APR.
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Auto Loan
Whether you are buying your first car or upgrading the family car, own you car from the start with a Auto Loan from Affinity.
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Business Loans
Borrowing for a business venture? We can offer an efficient business loan service with competitive rates from 5.8%APR.
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Student Loan
Back to School or Off to College? Spread the cost and borrow from €500 at 6.5% APR.
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Mobile Banking On-The-Go
- Secure Member Login
- Check your account balances On the Go
- Transfer funds between your own accounts
- Transfer funds to external accounts
- Apply for a loan securely, anytime, anywhere!
Latest News
![SEPA Instant roll-out update 30-06-2025](/media/jktldqj4/sepa-instant-newsletter.jpg{"src":"/media/jktldqj4/sepa-instant-newsletter.jpg","focalPoint":{"left":0.49882683318861193,"top":0.75545446333992983},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":{"x1":0.0,"y1":0.11111111111111111,"x2":0.0,"y2":0.0}}]})
SEPA Instant roll-out update 30-06-2025
SEPA Instant is a payments scheme that lets you send and receive euro payments in under 10 seconds 24/7, 365 days a year*. This is being rolled out on a phased basis in 2025. In September, we will be extending the SEPA instant service so that you can send instant transfer from your account also.
Read More![Community First Aid Training - Monaleen 07052025](/media/urndk3r4/mpra-first-aid-training-at-acu-monaleen-1.jpg{"src":"/media/urndk3r4/mpra-first-aid-training-at-acu-monaleen-1.jpg","focalPoint":{"left":0.4935006634315125,"top":0.55320210627048738},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Community First Aid Training - Monaleen 07052025
We welcomed the Monaleen Park Residents' Association to join us for first aid training in the Monaleen branch yesterday.
Read More![May Day - Payment Delay](/media/qjlfrhnr/copy-of-member-notice.jpg{"src":"/media/qjlfrhnr/copy-of-member-notice.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
May Day - Payment Delay
We want to let you know that there will be no SEPA classic transfer payments processed on Thursday 1st May as it is the European May Day Bank Holiday.
Read More![Bank Transfers over Easter](/media/rmrnnko1/copy-of-member-notice.jpg{"src":"/media/rmrnnko1/copy-of-member-notice.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Bank Transfers over Easter
Transfers made after 12pm on Thursday, 17th April may not reach the destination account until Tuesday, 22nd of April.
Read More![Easter 2025 Opening Hours](/media/02pokaqp/easter-opening-hours-website.jpg{"src":"/media/02pokaqp/easter-opening-hours-website.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Easter 2025 Opening Hours
Our branches will operate normal opening hours outside the Public Holiday on Monday the 21st.
Read More![IMPORTANT MEMBER NOTICE](/media/klgpgvfk/member-notice.jpg{"src":"/media/klgpgvfk/member-notice.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
IMPORTANT MEMBER NOTICE
The Limerick Leader dated 8 March 2025 carries a front page article entitled “Probe into alleged fraud at a Credit Union”. Affinity Credit Union assures it’s members that it is not the subject of this, or any, alleged fraud probe.
Read More![Valentine's Day 2025 Member Give-Away](/media/yh0f5i3h/valentines-give-away-fb-608-x-342-px.jpg{"src":"/media/yh0f5i3h/valentines-give-away-fb-608-x-342-px.jpg","focalPoint":{"left":0.49651744970162764,"top":0.20939226973008926},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Valentine's Day 2025 Member Give-Away
To celebrate Valentine's Day, we are giving away 𝟮 𝗫 €𝟭𝟬𝟬 𝘃𝗼𝘂𝗰𝗵𝗲𝗿𝘀 𝗳𝗼𝗿 𝗮 𝗹𝗼𝗰𝗮𝗹 𝗿𝗲𝘀𝘁𝗮𝘂𝗿𝗮𝗻𝘁, so you can spread the love and treat someone special.
Read More![L.O. Auto Offer Extended](/media/vwjpchcg/affinity-credit-union-lo-auto-loan-4-95apr.jpg{"src":"/media/vwjpchcg/affinity-credit-union-lo-auto-loan-4-95apr.jpg","focalPoint":{"left":0.50082330916691453,"top":0.44353355793379889},"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":{"x1":0.0,"y1":0.16314202269926428,"x2":0.0,"y2":0.2118579773007358}},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
L.O. Auto Offer Extended
OFFER EXTENDED Limited Offer Auto Loan rate is now available until 28th February 2025. Get your NEW CAR 🚘 at a low 4.95% APR*.
Read More![Weather Warning 24-01-2024](/media/edcl5455/member-notice.jpg{"src":"/media/edcl5455/member-notice.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Weather Warning 24-01-2024
Branches will be closed on Friday, 24/01/2025 due to the Red Weather Warning issued my Met Eireann
Read More![SEPA instant is coming](/media/ltqhtjfo/sepa-instant-website.jpg{"src":"/media/ltqhtjfo/sepa-instant-website.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":800,"height":500,"coordinates":null},{"alias":"articleImageSmall","width":360,"height":180,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
SEPA instant is coming
SEPA instant is a new payment system that allows for near real-time Euro transfers across Europe. The SEPA instant payments regulation comes into effect in 2025, with a staged roll-out planned.
Read More
